Brody, I guess it all depends on what your field of study is, really... If you're going into a field where you're basically guaranteed a job -- business, compsci, polisci, the sciences, etc. I don't know what your major is, but as an art major, it's becoming increasingly obvious that I'm going to have a harder time making money in my field of choice than an engineering student. With that weighing on my mind heavily, it is certainly not in my best interest to carry $40,000 in debt, as I foresee that amount being extremely hard to pay off. I'm pretty sure ill have a hard enough time paying the bills once the free money stops coming in.

Personally, I don't think the debt's worth it. I like free money,, which is why I'm going to a cheaper state school as opposed to a costly private school to which I got accepted but was only offered a quarter of the $25.000/year tuition in scholarships. Gives me more time to focus on things like class, my art, friends, school clubs, etc as opposed to having to take on a part-time job or two.

Just my $.02. --kale