Ok, BankOne Chase, or whatever they want to call themselves has finally done it. When I accidentally paid my rent with the wrong checking account (i.e. The one not getting direct deposit), no biggie, $30 fee, it's my fault, let's move on. When they let the apt complex try to put the electronic payment through again 3 days later, $30 (wtf?! Why did they let them try again?). Ok it was the apt complex that's responsible for trying again and the BankOne / Chase isn't responsible, whatever. Oh, but wait, those $60 charges brought my account balance into the negative, so I get an additional Over draft fee of $5. Grrr, so I drop enough money in to pay the fees and bring it back positive. Cool, things are done, I can get on with my life, a bit pissed but no biggie, its just a few bucks. And then today I get the final straw, a service fee (for my "free" checking account) for $10 and no explanation. I called up BankOne, and he explained it was a fee for allowing my balance to drop below $0 at any point in the month. This was never mentioned when I changed the account from savings to checking. *sigh* So I decide its time to cancel the account, but of course that dept is closed now. So tomorrow I get to go to the bank and close my account in person and express my frustration.

If anyone has suggestions for a geek-friendly bank (online everything) that has locations/atms in IL, and the slightest bit of concern for their customer, please drop me an email @ divinity [at] navelsex.com